PRIVACY POLICY

Tico, Inc (“Protico," "we", "us" and ”the Company”) is committed to maintaining robust privacy protections for its users. Our Privacy Policy (“Privacy Policy”) is designed to help you understand how we collect, use and safeguard the information you provide to us and to assist you in making informed decisions when using our Service.

For purposes of this Agreement, “Site” refers to the Company’s website, which can be accessed at https://protico.io. “Service” refers to the Company’s services accessed via the Site and via our community widgets, plugins, or software development kits (SDKs) embedded on third-party websites ("Partner Sites").

The terms “Protico”, “we,” “us,” and “our” refer to the Company. “You” refers to you, as a user of our Site or our Service.

By accessing our Site or our Service, you accept our Privacy Policy and Terms of Use (found here), and you consent to our collection, storage, use and disclosure of your Personal Information as described in this Privacy Policy.

I. INFORMATION WE COLLECT

This Privacy Policy covers how we treat Personal Data that we gather when you access or use our Services. "Personal Data" means any information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular individual or household. It also includes information referred to as "personally identifiable information" or "personal information" under applicable data privacy laws, rules or regulations. We will refer to the Personal Data we obtain about you as "Your Data." We explain the steps we take to keep Your Data secure, your choices regarding our use of this information, and how you can contact us if you have any questions about our privacy practices.

Our Services may contain links to third-party websites or online services ("External Sites"). We have no control over the privacy practices or the content of any such External Sites. As such, we are not responsible for their content, use or privacy practices. We strongly suggest that you review the applicable privacy policies and terms of service when visiting any External Sites. Please be advised that your use of our payment processing partner Stripe, Inc. ("Stripe") is subject to the terms and conditions, as well as the privacy policy, of Stripe. By using the Stripe services, you accept its terms of service and its privacy policy, which can be found here.

Information Collected from Partner Sites

When you interact with our Service on a Sample Partner Site (e.g., commenting on a blog post using Protico, or logging in via the Protico widget), we collect:

• Usage Data: Which Partner Site you are visiting, the specific URL, and your interactions within the widget.
• Device Data: Standard device and browser logs as described above.
• Context: The content of the page you are commenting on (to provide context for the discussion).

We treat this information with the same care as data collected directly on our Site.

1. Information collected via Technology

To activate and use the Service thereafter, you do need to submit further Personal data. The following chart details the categories of Personal Data that we may collect and have collected over the past 12 months.

However, in an effort to improve the quality of the Service, we track information provided to us by your browser or by our software application when you view or use the Service, such as the website you came from (known as the “Referring URLs” or “External Sites”), the type of browser you use, the device from which you connected to the Service, the time and date of access, and other information that does not personally identify you. We track this information using cookies, or small text files which include an anonymous unique identifier. Cookies are sent to a user’s browser from our servers and are stored on the user’s computer hard drive. Sending a cookie to a user’s browser enables us to collect Non-Personal information about that user and keep a record of the user’s preferences when utilizing our services, both on an individual and aggregate basis.

The Company uses cookies and similar technologies such as image loading, browser local storage, cookies, and JavaScript (collectively, "Cookies") to enable our servers to recognize your web browser, tell us how and when you visit and use our Services, analyze trends, learn about our user base and operate and improve our Services. Cookies are small pieces of data-- usually text files -- placed on your computer, tablet, phone or similar device when you use that device to access our Services. We use the following types of Cookies:

• Strictly Necessary Cookies: These Cookies are necessary for the Services to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these Cookies, but some parts of the Services will not then work. These Cookies do not store any Personal Data.
• Targeting Cookies: These Cookies may be set through our Services by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on External Sites. These Cookies collect information uniquely identifying your browser and internet device. If you do not allow these Cookies, you will experience less targeted advertising.
• Performance Cookies: These Cookies allow us to count visits and traffic sources so we can measure and improve the performance of our Services. They help us to know which pages are the most and least popular and see how visitors move around the Services. All information these Cookies collect is aggregated and therefore anonymous. If you do not allow these Cookies we will not know when you have visited our Services, and will not be able to monitor its performance.

You can decide whether or not to accept Cookies through your internet browser's settings. Most browsers have an option for turning off the Cookie feature, which will prevent your browser from accepting new Cookies, as well as (depending on the sophistication of your browser software) allow you to decide on acceptance of each new Cookie in a variety of ways. You can also delete all Cookies that are already on your device. If you do this, however, you may have to manually adjust some preferences every time you visit our Website and some of the Services and functionalities may not work.

To explore what Cookie settings are available to you, look in the "preferences" or "options" section of your browser's menu. To find out more information about Cookies, including information about how to manage and delete Cookies, visit https://www.allaboutcookies.org or https://ico.org.uk/for-the-public/online/cookies if you are located in the United Kingdom, or https://european-union.europa.eu/cookies_en if you are located in the European Union.

2. Information you provide us by registering for an account

In addition to the information provided automatically by your browser when you visit the Site and the External Site that contains our services, to become a subscriber to the Service you will need to create a personal profile. You can create a profile by registering with the Service and entering your email address, and creating a user name and a password. By registering, you are authorizing us to collect, store and use your email address in accordance with this Privacy Policy.

3. Children’s Privacy

The Site and the Service are not directed to anyone under the age of 13. The Site does not knowingly collect or solicit information from anyone under the age of 13, or allow anyone under the age of 13 to sign up for the Service. In the event that we learn that we have gathered personal information from anyone under the age of 13 without the consent of a parent or guardian, we will delete that information as soon as possible. If you believe we have collected such information, please contact us at [email protected].

II. HOW WE USE AND SHARE INFORMATION

Personal Information:

Except as otherwise stated in this Privacy Policy, we do not sell, trade, rent or otherwise share for marketing purposes your Personal Information with third parties without your consent. We do share Personal Information with vendors who are performing services for the Company, such as the servers for our email communications who are provided access to user’s email address for purposes of sending emails from us. Those vendors use your Personal Information only at our direction and in accordance with our Privacy Policy.

In general, the Personal Information you provide to us is used to help us communicate with you. For example, we use Personal Information to contact users in response to questions, solicit feedback from users, provide technical support, and inform users about promotional offers.

We may share Personal Information with outside parties if we have a good-faith belief that access, use, preservation or disclosure of the information is reasonably necessary to meet any applicable legal process or enforceable governmental request; to enforce applicable Terms of Service, including investigation of potential violations; address fraud, security or technical concerns; or to protect against harm to the rights, property, or safety of our users or the public as required or permitted by law.

Non-Personal Information:

In general, we use Non-Personal Information to help us improve the Service and customize the user experience. We also aggregate Non-Personal Information in order to track trends and analyze use patterns on the Site. This Privacy Policy does not limit in any way our use or disclosure of Non-Personal Information and we reserve the right to use and disclose such Non-Personal Information to our partners, advertisers and other third parties at our discretion.

In the event we undergo a business transaction such as a merger, acquisition by another company, or sale of all or a portion of our assets, your Personal Information may be among the assets transferred. You acknowledge and consent that such transfers may occur and are permitted by this Privacy Policy, and that any acquirer of our assets may continue to process your Personal Information as set forth in this Privacy Policy. If our information practices change at any time in the future, we will post the policy changes to the Site so that you may opt out of the new information practices. We suggest that you check the Site periodically if you are concerned about how your information is used.

III. HOW WE PROTECT INFORMATION

We implement security measures designed to protect your information from unauthorized access. Your account is protected by your account password and we urge you to take steps to keep your personal information safe by not disclosing your password and by logging out of your account after each use. We further protect your information from potential security breaches by implementing certain technological security measures including encryption, firewalls and secure socket layer technology. However, these measures do not guarantee that your information will not be accessed, disclosed, altered or destroyed by breach of such firewalls and secure server software. By using our Service, you acknowledge that you understand and agree to assume these risks.

Data Retention: We retain your personal data only for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.

IV. WHY WE COLLECT, USE AND SHARE YOUR DATA

1. Business Purposes

We may use the information we collect about you for our business purposes, including but not limited to:

• Creating and managing your account or other user profiles, including to connect a cryptocurrency wallet and authenticate your user credentials. Please note that we may also associate your personal information with other accounts you may already have with us to better provide the Services and personalize the Services.
• Providing you with the Services or information you request.
• Meeting or fulfilling the reason you provided the information to us.
• Providing support and assistance for the Services.
• Improving the Services, including testing, research, internal analytics and product development.
• Personalizing the Services, Website content and communications based on your preferences.
• Evaluating and providing fraud and automated bot protection.
• Improving site security, preventing and detecting security incidents and facilitating debugging.
• Developing new Services.
• Identifying Service usage trends.

2. Corresponding with You

We want to be able to correspond with you, which includes:

• Responding to correspondence that we receive from you.
• Providing you with support, responding to your inquiries, and soliciting feedback.
• Contacting you when necessary or requested.
• Sending you information about Protico, the Services or the Services of our Partners.

3. Cooperation with Service Providers and Other Related Companies

We may engage other companies and individuals to perform certain business-related functions for which we engage them. These other companies will have access to Your Data as necessary to perform their functions and to the extent permitted by law. We may also share Your Data with any of our parent companies, affiliates, subsidiaries, or other related companies such as a third party entity formed to develop and promote the blockchain based protocol currently under development by Protico.

The above-mentioned parties help us provide the Services or perform business functions on our behalf. They include:

• Hosting, technology and communication providers.
• Security and fraud prevention consultants and vendors.
• Support and customer service vendors.
• Payment processors, like our payment processing partner Stripe, Inc.
• Partner Websites (Host Sites): When you use our Service on a Sample Partner Site, we share your Contact Information (including your email address) and Activity Data (e.g., your comments, display name) with the operator of that Partner Site. By interacting with the Service on a Sample Partner Site, you consent to this sharing.
• Analytics and Digital Advertising Partners. These parties provide data analytics and digital advertising services to us. They include:
  • Companies that track how users found or were referred to the Services.
  • Companies that track how users interact with the Services.
  • Companies that help identify user experience issues or service impacts.

V. YOUR RIGHTS AND CHOICES

Depending on your location, you may have the following rights regarding your Personal Data:

• Access & Portability: Request a copy of the data we hold about you.
• Correction: Update inaccurate or incomplete data.
• Deletion: Request that we delete your personal data (subject to legal obligations).
• Opt-Out: Opt-out of certain data processing activities.

To exercise these rights, please contact us at [email protected]. We will verify your request and respond within the timeframe required by applicable law.

VI. LINKS TO OTHER WEBSITES

As part of the Service, we may provide links to or compatibility with other websites or applications. However, we are not responsible for the privacy practices employed by those websites or the information or content they contain. This Privacy Policy applies solely to information collected by us through the Site and the Service. Therefore, this Privacy Policy does not apply to your use of a third party website accessed by selecting a link on our Site or via our Service. To the extent that you access or use the Service through or on another website or application, then the privacy policy of that other website or application will apply to your access or use of that site or application. We encourage our users to read the privacy statements of other websites before proceeding to use them.

VII. CHANGES TO OUR PRIVACY POLICY

The Company reserves the right to change this policy and our Terms of Service at any time. We will notify you of significant changes to our Privacy Policy by sending a notice to the primary email address specified in your account or by placing a prominent notice on our site. Significant changes will go into effect 30 days following such notification. Non-material changes or clarifications will take effect immediately. You should periodically check the Site and this privacy page for updates.

VIII. CONTACT US

If you have any questions regarding this Privacy Policy or the practices of this Site, please contact us by sending an email to [email protected].

Last Updated: This Privacy Policy was last updated on 21/01/2026.